As we say goodbye to 2013 and look forward to the new year, here are 14 numbers that will have an impact on your finances in 2014.
7.0, %: The percentage unemployment must fall to before the Bank of England considers an interest rate rise. The Bank's governor, Mark Carney, announced this when he took over the job in the summer, and at the time it seemed the figure would not be reached before 2016. However, a few strong months for the UK economy mean that the proportion of people out of work could fall below the threshold sooner rather than later. Currently, it stands at 7.4%, and could now easily go below 7% by the year end. That doesn't necessarily mean an instant interest rate rise, but it brings the date when your mortgage costs will rise closer.
8%: How much house prices are expected to rise in 2014, according to the most optimistic predictions. The full rollout of the Help to Buy mortgage guarantee scheme will mean more 95% home loans are available to first-time buyers and remortgagers, which should increase demand for homes.